Who We Work With

Financial Planning for Professionals Navigating Complex Careers and Growing Wealth

Every profession comes with unique opportunities, challenges, compensation structures, and financial decisions.

At Apeiron Planning Partners, we've chosen to build deeper expertise in select communities where thoughtful planning can make a meaningful difference.

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Why specialization matters

Financial Planning Is More Than Investments

A physician faces different planning challenges than a business owner. A cybersecurity executive faces different decisions than a retiree. An aerospace engineer's benefits package may look very different from someone working in technology.

Understanding those nuances allows financial planning conversations to move beyond generic advice and focus on the decisions that matter most — for your career, your compensation structure, and your long-term goals.

Communities we serve

Where We've Built Deeper Expertise

Cybersecurity Professionals

For security engineers, architects, executives, and professionals navigating complex compensation and career growth.

Cybersecurity careers often move quickly. As compensation grows through RSUs, bonuses, and equity events, financial decisions become more interconnected. We help cybersecurity professionals create clarity around stock compensation, tax planning, retirement, and long-term wealth — so financial complexity doesn't slow down career momentum.

Financial Planning for Cybersecurity Professionals

Aerospace & Defense Professionals

For engineers, technical professionals, managers, and executives at Lockheed Martin, Bell Flight, RTX, Boeing, L3Harris, and other organizations.

Aerospace and defense careers are often built through decades of disciplined work and technical expertise. As retirement approaches, financial planning shifts from saving to coordinating — pensions, Social Security, investments, taxes, and retirement income all working together. We help translate complex benefit packages and long-term financial decisions into a clear, actionable plan.

Financial Planning for Aerospace & Defense Professionals

Comprehensive planning

How We Help

Regardless of industry, clients often come to us looking for guidance around interconnected financial decisions. Our role is to help coordinate those decisions into a long-term strategy.

Retirement Planning

Income planning, Social Security timing, withdrawal strategies, and retirement readiness designed around your lifestyle goals.

Tax Planning

Roth conversions, tax-efficient investing, RMD planning, and proactive coordination to reduce long-term tax burden.

Investment Management

Portfolio construction aligned with goals, risk tolerance, tax efficiency, and long-term financial objectives.

Estate Planning

Beneficiary coordination, account titling, trust funding, and collaboration with estate attorneys.

Insurance Planning

Life, disability, and long-term care coverage review designed to protect income and assets over time.

Charitable Planning

Donor-advised funds, qualified charitable distributions, and gifting strategies aligned with personal values and planning goals.

How we work

A Structured Approach to Financial Planning

Engage

Understand your goals, opportunities, priorities, and the financial decisions that matter most right now.

Plan

Develop a personalized strategy that coordinates investments, taxes, retirement income, and estate considerations into one cohesive plan.

Implement

Coordinate and adapt the plan over time as your career, life, and financial circumstances evolve.

Explore Our Process

Our team

The People Behind the Planning

Colton Richards, CFP®

Cybersecurity & High-Income Professionals

Focused on helping cybersecurity professionals and high-income earners navigate stock compensation, tax planning, career transitions, and long-term wealth building.

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Scott Hammel, CFP®

Aerospace & Defense Professionals

A former Project Engineer focused on helping aerospace and defense professionals navigate retirement, pensions, Social Security, and long-term financial planning with structure and clarity.

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Meet the Full Team

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Looking for Guidance That Understands Your Career?

Whether you're building wealth, preparing for retirement, navigating stock compensation, or planning for your family's future, we're here to help.

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