Wealth Builder
Primarily for clients in a growth stage looking for solid investments, online financial planning, and personalize advice from a financial planner.
Services Include:
- Online account aggregation and budgeting
- Access to a dedicated advisor
- Low-cost Investment recommendations
- Financial goal setting and tracking
- Budgeting tools and advice
- Company benefits review
- 401k evaluation
- "Pay yourself first" savings strategies
- Insurance needs analysis
- Education planning options
- Net worth and cash flow review
- On-going risk tolerance review
- Proactive follow up on action items
Wealth Manager
Primarily for pre-retirees and professionals looking for in-depth financial planning and coordination with other specialists.
Services Include:
- All Wealth Builder services plus
- Tax minimization strategies
- Retirement preparations
- Roth conversion plan
- Small business consulting
- Account consolidation
- Portfolio construction
- Collaborative planning
- Executive comp and benefits review
- Access to SMA strategies
- Social Security analysis
- Insurance review and recommendations
- Form 1040 review*
*Minimum $1M portfolio size
Wealth Protector
Primarily for retired clients looking for wholistic financial planning to ensure their lifestyle and pass on their legacy
Services Include:
- All Wealth Builder services plus
- Tax minimization strategies
- Transfer of wealth planning
- Charitable gifting strategies
- Coordination with CPA and Estate Atty
- Social Security Analysis
- Advice on elder care issues
- RMD income planning
- Access to SMA strategies
- Beneficiary review
- Pension evaluation
- Generational planning opportunities
- Form 1040 Review*
*Minimum $1M portfolio size